:root{--navy:#19325b;--navy2:#0d2240;--link:#337ab7;--verde:#0a7a39;--gris:#5f5f5f;--linea:#e0e0e0;--fondo:#f5f6f8;--c1:#91be91;--c2:#ffd20f;--c3:#4f90c8;--c4:#cb302f;--c5:#0a7a39;--tinta:#212121}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:'Montserrat','Segoe UI',system-ui,sans-serif;color:var(--tinta);background:#fff;line-height:1.65;font-size:16px}
img,svg{max-width:100%;height:auto}
a{color:var(--link)}
.container{max-width:1240px;margin:0 auto;padding:0 20px}
.skip-link{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 12px;z-index:100}
.skip-link:focus{left:8px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.franja{display:flex;height:12px}.franja span{flex:1}
.franja span:nth-child(1){background:var(--c1)}.franja span:nth-child(2){background:var(--c2)}.franja span:nth-child(3){background:var(--c3)}.franja span:nth-child(4){background:var(--c4)}.franja span:nth-child(5){background:var(--c5)}
.aviso-ind{background:#fffbea;border-bottom:1px solid #f1e3a1;font-size:13px;color:#4a4a4a;padding:7px 0;text-align:center}
.aviso-ind a{color:var(--navy)}
.site-header{background:#fff;border-bottom:1px solid var(--linea);position:sticky;top:0;z-index:50;box-shadow:0 1px 4px rgba(0,0,0,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}
.brand img{display:block;height:48px;width:auto}
.desktop-nav{display:flex;gap:4px;flex-wrap:wrap}
.desktop-nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:14px;padding:8px 12px;border-radius:4px}
.desktop-nav a:hover,.desktop-nav a[aria-current]{background:var(--fondo)}
.desktop-nav a[aria-current]{box-shadow:inset 0 -3px 0 var(--c2)}
.mobile-menu{display:none}
.mobile-menu summary{list-style:none;cursor:pointer;font-weight:600;color:var(--navy);border:1px solid var(--linea);padding:8px 14px;border-radius:4px}
.mobile-menu summary::-webkit-details-marker{display:none}
.mobile-menu nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--linea);display:flex;flex-direction:column;padding:8px 20px}
.mobile-menu nav a{padding:12px 0;border-bottom:1px solid #eee;color:var(--navy);text-decoration:none;font-weight:600}
@media(max-width:900px){.desktop-nav{display:none}.mobile-menu{display:block;position:relative}}
/* hero */
.hero{background:#fff;text-align:center;padding:34px 0 10px}
.hero .eyebrow{display:inline-block;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gris);margin:0 0 10px}
.hero h1{font-size:clamp(26px,3.6vw,40px);color:var(--navy);margin:0 0 12px;line-height:1.15;font-weight:700}
.hero p.lead{max-width:860px;margin:0 auto;font-size:17px;color:#333}
.hero .fecha{color:var(--link);font-size:15px;margin:14px 0 0}
.widget-wrap{margin:10px 0 0;border-top:1px solid var(--linea);border-bottom:1px solid var(--linea)}
.widget-wrap #nbi-rjc{max-width:1500px;margin:0 auto}
.widget-nota{text-align:center;font-size:13px;color:var(--gris);margin:14px 20px 0}
/* beneficios */
.benefit-strip{background:var(--fondo);border-bottom:1px solid var(--linea);margin-top:28px}
.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:18px 20px}
.benefit{display:flex;gap:12px;align-items:center;text-decoration:none;color:var(--tinta);background:#fff;border:1px solid var(--linea);border-radius:6px;padding:14px;position:relative}
.benefit::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;border-radius:0 0 6px 6px;background:var(--navy)}
.benefit.c1::after{background:var(--c1)}.benefit.c2::after{background:var(--c2)}.benefit.c3::after{background:var(--c3)}.benefit.c4::after{background:var(--c4)}.benefit.c5::after{background:var(--c5)}
.benefit strong{display:block;color:var(--navy);font-size:15px}.benefit small{color:var(--gris);font-size:13px}
.benefit .icon{width:30px;height:30px;flex:0 0 30px;fill:none;stroke:var(--navy);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:900px){.benefits{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.benefits{grid-template-columns:1fr}}
/* contenido */
.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;padding:40px 20px 30px}
@media(max-width:980px){.content-layout{grid-template-columns:1fr}}
.prose{max-width:820px}
.prose h1{font-size:clamp(26px,3.4vw,38px);color:var(--navy);line-height:1.15;margin:0 0 14px}
.prose .lead{font-size:18px;color:#333}
.prose h2{font-size:clamp(21px,2.4vw,27px);color:var(--navy);margin:44px 0 12px;padding-bottom:8px;border-bottom:2px solid var(--c2);line-height:1.25}
.prose h3{font-size:18px;color:var(--navy);margin:26px 0 8px}
.prose p,.prose li{font-size:16px}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin:6px 0}
.section-kicker{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gris);margin:44px 0 -6px}
.section-kicker+h2{margin-top:10px}
.step-list{list-style:none;padding:0;margin:18px 0;counter-reset:paso}
.step-list li{position:relative;padding:14px 16px 14px 62px;border:1px solid var(--linea);border-radius:6px;margin:0 0 10px;counter-increment:paso;background:#fff}
.step-list li::before{content:counter(paso);position:absolute;left:16px;top:14px;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:15px}
.step-list h3{margin:0 0 4px;font-size:16px}
.step-list p{margin:0;font-size:15px;color:#333}
.notice{border-left:4px solid var(--c2);background:#fffbea;padding:14px 16px;border-radius:0 6px 6px 0;margin:20px 0;font-size:15px}
.notice.rojo{border-color:var(--c4);background:#fdf0f0}
.notice.verde{border-color:var(--c5);background:#eef8f1}
.notice.azul{border-color:var(--c3);background:#eef5fb}
.table-wrap{overflow-x:auto;margin:18px 0;border:1px solid var(--linea);border-radius:6px}
table{border-collapse:collapse;width:100%;font-size:14.5px}
th{background:#f2f4f6;color:#5f5f5f;text-align:left;padding:11px 12px;font-weight:700;border-bottom:1px solid var(--linea)}
td{padding:10px 12px;border-bottom:1px solid #eceff1;vertical-align:top}
tr:last-child td{border-bottom:0}
.faq-list{margin:14px 0}
.faq-item{border:1px solid var(--linea);border-radius:6px;margin:0 0 8px;background:#fff}
.faq-item summary{cursor:pointer;padding:14px 16px;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:10px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:20px;color:var(--gris);line-height:1}
.faq-item[open] summary::after{content:"−"}
.faq-item>div{padding:0 16px 14px;font-size:15px;color:#333}
.faq-item>div p{margin:0 0 8px}
.cta-box{border:1px solid var(--linea);border-radius:8px;padding:22px;margin:30px 0;background:var(--fondo);text-align:center}
.cta-box h2{border:0;margin:0 0 6px;padding:0;font-size:21px}
.cta-box p{margin:0 0 14px}
.button{display:inline-block;background:var(--verde);color:#fff !important;text-decoration:none;font-weight:700;letter-spacing:.04em;text-transform:uppercase;font-size:13px;padding:12px 26px;border-radius:3px;box-shadow:0 2px 4px rgba(0,0,0,.25)}
.button:hover{background:#086330}
.button.gris{background:#9e9e9e}.button.navy{background:var(--navy)}
.button-outline{display:inline-block;border:1px solid var(--navy);color:var(--navy);text-decoration:none;font-weight:600;font-size:14px;padding:10px 18px;border-radius:3px}
.inline-cta{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin:20px 0}
.text-link{color:var(--navy);font-weight:600}
.tarjetas{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin:18px 0}
.tarjeta{border:1px solid var(--linea);border-radius:6px;padding:18px;background:#fff;text-decoration:none;color:var(--tinta);position:relative;display:block}
.tarjeta::after{content:"";position:absolute;left:0;right:0;bottom:0;height:5px;border-radius:0 0 6px 6px;background:var(--navy)}
.tarjeta.c1::after{background:var(--c1)}.tarjeta.c2::after{background:var(--c2)}.tarjeta.c3::after{background:var(--c3)}.tarjeta.c4::after{background:var(--c4)}.tarjeta.c5::after{background:var(--c5)}
.tarjeta h3{margin:0 0 6px;color:var(--navy);font-size:16px}.tarjeta p{margin:0;font-size:14px;color:#444}
.tarjeta:hover{box-shadow:0 4px 12px rgba(0,0,0,.1)}
/* aside */
.aside{position:sticky;top:96px;align-self:start}
.toc{border:1px solid var(--linea);border-radius:6px;padding:16px 18px;margin:0 0 18px;background:#fff}
.toc h2{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--gris);margin:0 0 8px}
.toc ol{margin:0;padding-left:18px;font-size:14px}.toc li{margin:5px 0}.toc a{color:var(--navy);text-decoration:none}.toc a:hover{text-decoration:underline}
.aside-box{border:1px solid var(--linea);border-radius:6px;padding:16px 18px;margin:0 0 18px;background:var(--fondo);font-size:14px}
.aside-box h3{margin:0 0 6px;color:var(--navy);font-size:15px}.aside-box p{margin:0 0 8px}
.autor-box{display:flex;gap:12px;align-items:flex-start}
.autor-box .avatar{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;flex:0 0 44px}
.fuentes{background:var(--fondo);border:1px solid var(--linea);border-radius:6px;padding:18px 20px;margin:36px 0 0;font-size:14px}
.fuentes h2{border:0;padding:0;margin:0 0 8px;font-size:17px}
.fuentes ul{margin:0;padding-left:18px}
/* guías relacionadas */
.guide-section{background:var(--fondo);border-top:1px solid var(--linea);padding:40px 0}
.guide-section h2{color:var(--navy);margin:0 0 18px;font-size:24px}
/* footer */
.site-footer{background:var(--navy2);color:#d6dce8;padding:40px 0 20px;margin-top:40px;font-size:14px}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.footer-grid{grid-template-columns:1fr}}
.footer-about img{height:40px;width:auto;margin-bottom:10px}
.site-footer h2{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:#fff;margin:0 0 10px}
.footer-links{list-style:none;margin:0;padding:0}.footer-links li{margin:6px 0}
.footer-autor{display:flex;gap:10px;align-items:center;border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:18px;font-size:14px}
.footer-autor .icon{width:22px;height:22px;fill:#fff;flex:0 0 22px}
.footer-bottom{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.15);margin-top:16px;padding-top:14px;font-size:12.5px;color:#aab4c8}
/* comparativa cortes */
.cortes{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:12px;margin:18px 0}
.corte{border-top:6px solid var(--navy);background:#f8f9fb;padding:14px;border-radius:4px}
.corte.c1{border-color:var(--c1)}.corte.c2{border-color:var(--c2)}.corte.c3{border-color:var(--c3)}.corte.c4{border-color:var(--c4)}.corte.c5{border-color:var(--c5)}
.corte h3{margin:0 0 6px;font-size:15px}.corte p{margin:0;font-size:13.5px;color:#444}
.radicado-demo{font-family:'Roboto',monospace;font-size:clamp(18px,3vw,28px);letter-spacing:1px;background:#e6e6e6;padding:10px 14px;text-align:center;border-radius:4px;margin:16px 0;word-break:break-all}
.radicado-demo b{color:#fff;padding:2px 3px;border-radius:3px}
.radicado-demo .d1{background:var(--c1)}.radicado-demo .d2{background:var(--c3)}.radicado-demo .d3{background:#8a6d3b}.radicado-demo .d4{background:var(--c4)}.radicado-demo .d5{background:var(--navy)}.radicado-demo .d6{background:var(--c5)}.radicado-demo .d7{background:#6a1b9a}.radicado-demo .d8{background:#555}